Disclaimer

This blog is not intended to provide legal advice, legal services or legal anything else. Don't sue me. All I have is debt anyway.

Saturday, February 9, 2008

And the grand total is...

$15,562.31.

Yup, that's the amount of our medical bills. We have just over $9,000 left to pay. I'm about to do our taxes, so we'll find out how much our refund will cover and how much overtime Husband will have to work to pay off the rest, since I'm no longer employed.

Shame I weren't one of the white-trash moms at High Risk Ghetto Clinic, unmarried, no income, Medicaid Card. It'd all be free. Sucks being middle class and expected to actually pay your bills because you choose to be a contributing member of society.

10 comments:

LL said...

Wow... is there any kind of "debt forgiveness" plan at the hospital? Ours wrote off certain percentages even if your income was squarely in the upper middle class range. Medical care is insane- and such a mess.

Landon's bill from the NICU was $57,000 and his DCFS stay was $40,500. How can anyone pay that?

Samantha Y. said...

Almost every non-profit hospital has a charity care fund. Be persistent in your appeals, and I would think you should be able to have the rest of that bill obliterated. Your school debt (if you have any) should be taken into consideration – don't let them try to ignore it. Good luck!

Proto Attorney said...

The financial assistance is completely retarded.

First, I have to apply for, and be rejected for, a Medicaid card. Even though you have to make like $6000 or less per year to qualify for a family of 3, and I already know I don't qualify.

Then, I have to fill out this financial aid form for the hospital. But on the form, they give the amounts and percentages of the federal poverty range. It says on the form, if you're less than 150% above the poverty level, you qualify for a discount. If you're above the 150%, they'd be "happy to schedule a payment plan for you." We're 300% above the poverty level. Bah.

What's especially dumb is the fact that even if our bills were $500,000, because we're 300% above the poverty level, we still wouldn't get a discount. Ridiculous.

And our own university doesn't take into account how much we pay them each year in tuition.

Andrea said...

I'm sorry about the bills. I hope it works out OK! Regardless, please don't take too much of your frustration out on low-income women at a clinic. They don't all exactly 'choose' to have the difficult family and work situations that they have. :)

Kathryn said...

That really stinks about the bills. I feel your frustration- we're still paying on my husband's hospital bills from 3 years ago! We did get a discount from the hospital (the total bill was over 20k) but we still have to make payments to all the different docs (the ER, the ICU, his neurologist) the labs, the ambulance, etc. I have to agree with Andrea on this one, there are many Medicaid mommies who contribute to society but don't have quality maternity coverage. Yet another reason its time to put a democrat in the oval office. I really hope things start looking up for you.

Proto Attorney said...

Oh I'm by no means judging every woman on medical assistance. I'm judging the ones who are stupid and irresponsible (and there's quite a few). There's no excuse for them whatsoever. There's a big difference between life being tough and needing some help, and being on Medicaid and SS disability while earning a nice living from the meth lab in their basement (a popular occupation in the eastern portion of our state). The stories we have from that clinic, and from the ICU, are just disgusting.

Cee said...

wow...that's incredible. That on top of law school tuition. Can anyone afford to have a baby anymore?!

Law Student Hot Mama said...

For the love of Jehovah that's obscene!

Lindsay said...

I completely agree with both Andrea and Proto Attorney. I've worked in maternity and family practice, and although a lot of people need and deserve Medicaid (if you're going through a hard time or are truly disabled), there are an awful lot who don't. I even had one patient in maternity--who had just delivered her 8th child on Medicaid--tell me that it's easier to have kids on Medicaid because the more kids you have the more money you get, you don't have to buy that many more toys or clothes because you can hand them down, and it's less work because the older kids take care of the younger ones. I'm not kidding. And all I said to her was "it must be hard to have 8 kids all on Medicaid". But I also have relatives (including my mom) who are or were on Medicaid, so I see both sides.

As far as the hospital bills, keep after them and they'll help eventually. They'd rather get some money than none at all. When it comes right down to it, they're counting on you not having the fight in you.

Sue said...
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